Fixed Deposit Services
Reliable fixed-income options selected on safety, tenure and liquidity needs.
What We Offer
Fixed deposits remain a preferred choice for investors seeking capital protection and predictable income. We help you evaluate bank and corporate FD options based on safety, credit quality and payout preference.
Our guidance covers tenure selection, interest payout options, tax implications and how FDs may fit alongside other fixed-income instruments in your portfolio.
FD Categories
- Bank fixed deposits
- Corporate fixed deposits
- Cumulative deposits
- Non-cumulative deposits
Selection Criteria
- Credit rating & safety
- Tenure alignment with goals
- Interest payout frequency
- Liquidity & premature exit
Considerations
- Tax on interest income
- Reinvestment planning
- Comparison with debt funds
- Portfolio-level allocation
Important: Fixed deposits are not mutual fund products and are not covered by our AMFI registration (ARN: 116347). Deposits are accepted by the respective bank or company and are subject to its terms, credit risk and applicable regulations.